Finances

Insurance trends for HIV-positive people

published: May, 22, 2015 Written by // Guest Authors - Revolving Door Categories // Finances, International , Revolving Door, Legal, Guest Authors, Lifestyle, Living with HIV

Research from UK firm “Unusual Risks” says that the majority of people living with HIV take less than four days off work a year but still find it hard to get income protection

Insurance trends for HIV-positive people

This article was first published in Unusual Risks, a UK HIV Life Assurance, HIV Life Insurance and HIV Mortgage blog, here.   Unusual Risks, the medical financial advisers, are today announcing the second part of their survey into the Income Protection and Critical Illness Cover needs of the HIV Community. In a recent study they established that 90% of respondents would consider taking out Income Protection or Critical Illness Cover if it became available in the market place. They are toda

A house is not a home

published: August, 14, 2014 Written by // Michael Yoder Categories // Finances, Health, Lifestyle, Living with HIV, Opinion Pieces, Michael Yoder

Michael Yoder talks about the importance of affordable, accessible housing to people living with HIV. But is it “housing” we need - or a home? There’s a difference he says.

A house is not a home

“There’s no place like home…”  The Wizard of Oz  It’s no secret that people need housing. Housing is one of the basics in Maslow’s hierarchy, but there’s a clear difference between housing and a home.  I tend to believe that people need homes. Housing in my mind is the bare essentials – bed, table, and fridge. Housing reminds me of bedsitting rooms: nothing much more than a place to sleep.  A home is considerably different to me. Homes are warm and inviting, they are pl

Start me up!

published: January, 17, 2014 Written by // CATIE - HIV and Hep C Info Resource Categories // CATIE, Finances, Health, CATIE - HIV and Hep C Info Resource, Lifestyle, Living with HIV

CATIE features three inspired startups by PHAs, for PHAs, including PositivelIte.com founder Brian Finch

Start me up!

This story by Diane Peters first appeared in The Positive Side, a publication of CATIE here.   Une version française est disponible ici.  Be your own boss, set your own hours, empower yourself and make a difference on your own terms: These are some of the reasons people start their own enterprises. For people living with HIV, those reasons may be even more powerful, as entrepreneurship can also offer a way to participate in the workforce while still being able to take care of yourself. M

Re-evaluating my ability to work

published: July, 31, 2013 Written by // Wayne Bristow - Positive Life Categories // Aging, Finances, Lifestyle, Living with HIV, Wayne Bristow

Wayne Bristow and his thoughts on being on disability. Does he miss work? Could he ever go back again? And how does living on very limited income support affect him? Read on for the answers.

Re-evaluating my ability to work

"Sometimes we receive things in life that we didn’t choose, they chose us. It’s no surprise why my road wasn’t the bumpiest on my journey from being HIV-positive and working to HIV-positive and unable to work." Back in 2003 when I was diagnosed HIV-positive I had been at my job for over 20 years. I was earning nearly $25 per hour and had one hundred percent of my benefits paid. I was told I didn’t need to take medications right away, in fact my doctor said it might be ten years befo

Life insurance for people with HIV

published: March, 29, 2013 Written by // Guest Authors - Revolving Door Categories // General Health, Finances, Health, International , Revolving Door, Legal, Guest Authors, Lifestyle, Living with HIV

Times change. Aidsmap.com reports people doing well on HIV therapy "should be eligible" for life insurance cover.

Life insurance for people with HIV

This article by Michael Carter first appeared on aidsmap.com here.  The long-term effectiveness of antiretroviral therapy means that many HIV-positive people should be eligible for affordable life insurance, European investigators write in the online edition of AIDS. Even though HIV-positive people doing well on treatment had a higher mortality risk compared to insured HIV-negative individuals, this excess was within acceptable limits for life insurance cover. “Our study provides evidence

Come Join Us! Really?

published: November, 01, 2011 Written by // Louis "Kengi" Carr - L.A. Correspondent Categories // Activism, Finances, Living with HIV, Louis "Kengi" Carr

Our LA correspondent has harsh words for the Occupy movement. Simply because you now call it 99% does not mean you care about poverty in this nation. It simply means you do not want to experience it, he says

Come Join Us! Really?

Today marked job interview 103 for me and once again I feel like it went rather well. But since this is interview 103 and I've thought they all went well, I must say that I am not too sure that I will be getting a call back. I know many people think that things are going great for me since homelessness has ended, but the real fact of the matter is things really aren't all that well. Each month I struggle to pay bills and have enough food to eat. There have been plenty of times where I've had t

Money and Your Health

published: May, 27, 2011 Categories // Finances, Health

Something we seldom discuss:Devan Nambiar introducess Financial Advisor Mark Sampson, who talks about the connection between heath and personal finances, and how you can work on improving both.

When we talk of health in the HIV community, seldom do we think of financial health. What is our financial health? Are we living day to day on credit? Is the bank account often in the red zone? I have presented at many HIV workshops on food security and I hear over and over again of people living with HIV struggling to get by on their fixed income and/or long term disability income. While AIDS Service Organizations (ASOs) have limited financial resources to assist, many HIVers end up fending f

HIV Drug Research: One pill, two pills and the stock market

published: May, 04, 2011 Categories // Finances, Treatment, Opinion Pieces

Devan Nambiar looks at what drives pharmaceutical companies to develop new HIV drugs – and for treatment experienced patients, it isn’t always pretty

Many years before we had three anti-HIV pills (ARV) in one pill or two anti-HIV pills in one, HIVers were drowning in pill fatigue. HIVers took as many as 15 to 35 ARVs, including prophylaxis, in one day. In 2000, the light bulb went on for the medical community and pharmaceutical companies alike. They realized they could not expect HIVers to take these many drugs forever. Pill fatigue was affecting many HIVers.   Pharmaceuticals and the HIV community came up with creative metho